3 Things To Keep In Mind When Choosing A Mechanic If You Have An Extended Car Warranty

31 March 2022
 Categories: , Blog


Purchasing an extended warranty for your used car can be a great way of helping to prevent yourself from ending up in a situation where you cannot cover the cost of an expensive repair. These warranties can also help to provide you with peace of mind when choosing to purchase a used car instead of a brand new one. When the time comes to use this warranty, there are a few things to keep in mind when selecting which mechanic you want to perform the repairs.

#1: Not All Mechanics Will Accept Payment From An Extended Warranty Company

Extended warranty payments are often received by the repair shop after you have already received your vehicle back. Due to this different payment structure, not all mechanics will be willing to accept this form of payment. While you do have the right to get your vehicle fixed anywhere you choose, you need to be aware of the fact that you will be responsible for covering the full cost of the repair and then seeking reimbursement if you choose to use a mechanic who does not accept direct payment from the warranty company. To ensure you do not find yourself needing to take your vehicle to another repair shop after the diagnostic process has already begun, it is always best to clarify if the shop works with extended warranty coverage before any work begins. 

#2: Some Warranty Policies Will Have A Cap On Coverage For Certain Parts

Most extended car warranties will come with a limit on the cost of major repairs. For example, you may find that your warranty only covers up to $3,000 for any engine work that needs to be done. If your total bill exceeds this amount, you will be responsible for paying the difference. Working with a mechanic that routinely handles extended warranty claims can assist you getting an estimate that falls within the amount of coverage that the company allows. Just be sure you are always upfront with your mechanic regarding your ability to cover any additional expenses so that you do not find yourself staring down a huge bill once your vehicle has been repaired. 

#3: You Will Likely Need To Wait For Approval Before Work Can Begin

Major auto repairs will often require approval from the warranty company before the mechanic can start work on the vehicle. This process can cause delays in the repair process especially if a claims inspector must come look at the vehicle before approving the claim. While the mechanic you choose may not be able to prevent these delays altogether, they can help to minimize them by being proactive in contacting and working with the warranty company. This is yet another reason why it is always best to choose a mechanic for extended warranty cars to work with on a regular basis. In some cases you may even find that your mechanic is able to lessen the burden of this delay by offering you a loaner vehicle.